Last updated: September 18, 2026

By using anatolishevtsov.com (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.

About the Site

The Site is a personal blog and professional website by Anatoli Shevtsov covering payments, fintech, fraud prevention, e-commerce and product management. Content is provided for general information and education.

No Professional Advice

Nothing on the Site is financial, investment, legal, tax, compliance or security advice. Payment network rules, regulations and vendor offerings change often. Check current rules with your acquirer, card networks, legal counsel or other qualified professionals before making decisions. See the Disclaimer for more.

Intellectual Property

Unless stated otherwise, the articles, diagrams, infographics and other original content on the Site are owned by Anatoli Shevtsov and protected by copyright. You may:

• read, share links to, and quote short excerpts from the content with clear attribution and a link to the original page;
• use ideas from the content in your own work.

You may not republish full articles or images, present them as your own, or use them for commercial purposes without written permission. Trademarks and brand names mentioned on the Site (for example Visa, Mastercard, Stripe or Adyen) belong to their owners and are used only for identification.

Comments and Messages

If you post a comment or send a message, you are responsible for its content. Do not post anything unlawful, defamatory, abusive, spam, or anything that infringes others’ rights. I may edit or remove comments at my discretion.

External Links and Advertising

The Site links to third-party websites and may display third-party advertising. I do not control and am not responsible for the content, products or privacy practices of those sites or advertisers. An ad or link is not an endorsement.

Disclaimer of Warranties

The Site and its content are provided “as is” and “as available”, without warranties of any kind, express or implied, including accuracy, completeness or fitness for a particular purpose.

Limitation of Liability

To the fullest extent permitted by law, Anatoli Shevtsov is not liable for any direct, indirect, incidental or consequential damages arising from your use of, or reliance on, the Site or its content.

Privacy

Your use of the Site is also governed by the Privacy Policy.

Governing Law

These Terms are governed by the laws of the State of Texas, United States, without regard to conflict-of-law rules.

Changes

I may update these Terms at any time. Continued use of the Site after changes means you accept the updated Terms.

Contact

Questions about these Terms can be sent through the contact page.