Last updated: September 18, 2026

Personal Views

The opinions expressed on anatolishevtsov.com are my own. They do not represent the views, positions or strategies of any current or former employer, client or partner. Nothing here discloses confidential or proprietary information from any employer; examples and figures are illustrative or based on public sources.

Educational Content Only

Articles on this site explain how payments, fraud prevention, tokenization, card network programs and related topics work, based on my experience as a payments product manager and on public information. They are not financial, investment, legal, tax, compliance or security advice, and they are not a substitute for advice from a qualified professional who knows your situation.

Accuracy and Changing Rules

I work to keep content accurate and up to date, and I revise articles when things change. However, card network rules, fees, regulations and vendor products change often, and some information may be out of date or incomplete by the time you read it. Always confirm current requirements with your acquirer, processor, the card networks or official sources before acting.

Numbers and Examples

Benchmarks, approval-rate figures, fee ranges and scenarios are examples for explanation. Results in your business will differ depending on your industry, customers, geography and providers.

Advertising and Affiliate Disclosure

This site may display ads served by Google AdSense and other ad networks. Ads are selected by the ad network, not by me, and are not endorsements. If I ever include an affiliate or sponsored link, it will be clearly labeled in the article. Companies named in articles are mentioned for editorial reasons; I am not paid to mention them unless stated.

External Links

Links to other websites are provided for convenience. I am not responsible for the content or accuracy of external sites.

Contact

If you spot an error or outdated information, please let me know through the contact page. Corrections are welcome.

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