Category Archives: Fintech
What Is VAMP?
A practical explanation of Visa Acquirer Monitoring Program, how VAMP thresholds work, and why merchants and acquirers need stronger dispute monitoring.
Supervised vs. Unsupervised Anomaly Detection in Fintech
Supervised vs. unsupervised anomaly detection in fintech: how each method works, where it fits, and how payment teams use both for risk monitoring.
Payment Processing Fees in 2026: Who Gets Paid and How Much
A practical breakdown of payment processing fees, interchange, assessments, processor markup, and who earns money on each card transaction.
Network Tokenization vs. Vendor Tokenization
Network tokenization vs. vendor tokenization: how each model protects payment data, where they differ, and why token strategy affects security, card lifecycle, and approvals.
What Is a Payment Facilitator?
A clear explanation of payment facilitators, how PayFac models work, who uses them, and why they matter for merchants and payment platforms.
What Is BNPL?
BNPL, or Buy Now Pay Later, lets customers split purchases into installments. This article explains how BNPL works, common models, merchant benefits, and operational tradeoffs.
What Is a Payment Gateway and What Does It Do?
A plain-language guide to payment gateways, how they route transactions, and the role they play between merchants, processors, and card networks.
Main Players in Payment Processing
An overview of the main parties in payment processing, including cardholders, merchants, gateways, processors, acquirers, issuers, and card networks.
Tokenisation vs Encryption in Payments: What’s the Difference?
Tokenization vs. encryption in payments: how each protects sensitive data, where they differ, and when businesses should use each approach.