Monthly Archives: March 2023
Why do companies need both product managers and product owners?
Many companies hire both product managers (PMs) and product owners (POs), and many people use the two titles as if they meant the same thing. They overlap, but they are not the same job. The product manager owns why and what: the problem, the strategy and the outcomes. The product owner owns how the backlog…
Payment Processing Fees in 2026: Who Gets Paid and How Much
A practical breakdown of payment processing fees, interchange, assessments, processor markup, and who earns money on each card transaction.
Network Tokenization vs. Vendor Tokenization
Network tokenization vs. vendor tokenization: how each model protects payment data, where they differ, and why token strategy affects security, card lifecycle, and approvals.
What Is a Payment Facilitator?
A clear explanation of payment facilitators, how PayFac models work, who uses them, and why they matter for merchants and payment platforms.
What Is a Chargeback and How Can Merchants Prevent It?
Learn what a chargeback is, why card disputes happen, and how merchants can reduce chargeback risk through better operations, fraud controls, and evidence management.
What Is BNPL?
BNPL, or Buy Now Pay Later, lets customers split purchases into installments. This article explains how BNPL works, common models, merchant benefits, and operational tradeoffs.
