All posts by Anatoli Shevtsov
What Is a Payment Facilitator?
A clear explanation of payment facilitators, how PayFac models work, who uses them, and why they matter for merchants and payment platforms.
What Is a Chargeback and How Can Merchants Prevent It?
Learn what a chargeback is, why card disputes happen, and how merchants can reduce chargeback risk through better operations, fraud controls, and evidence management.
What Is BNPL?
BNPL, or Buy Now Pay Later, lets customers split purchases into installments. This article explains how BNPL works, common models, merchant benefits, and operational tradeoffs.
What Is a Payment Gateway and What Does It Do?
A plain-language guide to payment gateways, how they route transactions, and the role they play between merchants, processors, and card networks.
Main Players in Payment Processing
An overview of the main parties in payment processing, including cardholders, merchants, gateways, processors, acquirers, issuers, and card networks.
Tokenisation vs Encryption in Payments: What’s the Difference?
Tokenization vs. encryption in payments: how each protects sensitive data, where they differ, and when businesses should use each approach.
How to Build a Business Around Payment Processing
How businesses can build revenue from payment processing through pricing, merchant services, value-added tools, and payment operations strategy.
Why Merchants Should Adopt Network Tokenization
Why merchants should adopt network tokenization to improve payment security, reduce lifecycle failures, and support better authorization performance.